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Cold Weather Payment: £25 when it turns freezing (and Scotland's £62 alternative)

How the £25 Cold Weather Payment works, who qualifies, how to check if your area has triggered one — and why Scotland gets a guaranteed £62 Winter Heating Payment instead.

By Tom Calder · Updated 29 September 2026 · Sourced to GOV.UK & mygov.scot

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What’s changed: 29 Sept Added Northern Ireland's £25 Cold Weather Payment (1 November 2026 to 31 March 2027) and Scotland's Winter Heating Payment qualifying week, 2 to 8 November 2026.
Earlier changes

23 Sept Added our postcode checker, which shows your DWP weather station and how many payments it has triggered.

Cold Weather Payment: £25 when it turns freezing (and Scotland's £62 alternative)

What the Cold Weather Payment is

The Cold Weather Payment is £25 for each seven-day period when the average temperature in your area is recorded as, or forecast to be, zero degrees or below. It runs each winter from 1 November to 31 March — so for this coming winter, 1 November 2026 to 31 March 2027.

You don't apply: if you're eligible it's paid automatically after a cold spell triggers in your postcode area. It covers England and Wales. Northern Ireland runs the same £25 scheme separately, and Scotland has a different payment instead (both below).

Who qualifies, and how to check your area

You may be eligible if you're getting one of a few qualifying benefits: Pension Credit, income-related Employment and Support Allowance, Universal Credit, or Support for Mortgage Interest — with some extra conditions within each (particularly Universal Credit). If you already get Pension Credit, you're generally covered automatically.

Because payments are triggered by temperature at a weather station, the quickest check is our Cold Weather Payment checker: put in your postcode to see which of DWP's 71 stations covers you and how many payments it has triggered this winter and last. Then confirm on the official DWP Cold Weather Payment checker, which is the final word during a cold snap.

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Northern Ireland: the same £25 payment

Northern Ireland runs its own Cold Weather Payment, and it works the same way. nidirect says the scheme will reopen on 1 November 2026 and run to 31 March 2027, paying £25.00 for each seven-day period when the average temperature in your area is recorded as, or forecast to be, zero degrees Celsius or below over seven consecutive days.

The qualifying benefits are the same: Pension Credit, income-related Employment and Support Allowance, Universal Credit or Support for Mortgage Interest, with extra conditions for each except Pension Credit. You don't apply. It's paid automatically into the account your benefits go to, and nidirect says you should get it within 14 working days of the cold spell. You won't be sent a text or email asking for your bank details. If you think you missed one, tell the Northern Ireland Pension Centre or your Jobs and Benefits office, or add a note to your Universal Credit journal.

Scotland: a guaranteed payment instead

Scotland has replaced the Cold Weather Payment with the Winter Heating Payment — and crucially it doesn't depend on how cold it gets. It's a flat £62.00 for 2026/27, paid automatically once a year to eligible low-income households: mygov.scot says it's paid from December and through winter. Whether you get it depends on the qualifying benefits you had during the qualifying week, which this year is 2 to 8 November 2026. So where the England and Wales payment is a gamble on the weather, Scotland's is guaranteed.

Scotland also has a separate Child Winter Heating Payment (£265.50 for 2026/27) for eligible disabled children and young people.

The honest bit
The Cold Weather Payment is automatic — you never apply, and anyone asking you to is not genuine. If you're on Pension Credit you're generally covered. During a cold snap, the official DWP postcode checker tells you whether a payment has been triggered in your area. In Scotland you get a guaranteed £62 Winter Heating Payment regardless of the temperature.

Common questions

How much is a Cold Weather Payment?

£25 for each seven-day period when the average temperature in your area is zero degrees Celsius or below, during the 1 November to 31 March season. You can receive more than one payment in a cold winter.

Do I have to apply for a Cold Weather Payment?

No — it's paid automatically to eligible people after a cold spell triggers in their postcode area. Anyone asking you to apply or share bank details is not genuine.

How do I know if my area has triggered a Cold Weather Payment?

Use the official DWP Cold Weather Payment postcode checker. It tells you whether a qualifying cold spell has been recorded or forecast for your area.

Who qualifies for a Cold Weather Payment?

You may be eligible if you receive Pension Credit, income-related ESA, Universal Credit or Support for Mortgage Interest, subject to some extra conditions (especially within Universal Credit). Pension Credit recipients are generally covered automatically.

Does Northern Ireland get Cold Weather Payments?

Yes. Northern Ireland runs the same £25 scheme from 1 November 2026 to 31 March 2027 for people on Pension Credit, income-related ESA, Universal Credit or Support for Mortgage Interest who meet the conditions. It's paid automatically, so you don't need to apply.

What happens in Scotland?

Scotland doesn't use the Cold Weather Payment. Instead it pays a guaranteed Winter Heating Payment — £62.00 for 2026/27 — automatically to eligible low-income households, regardless of the temperature. It's paid from December and through winter, based on the qualifying week of 2 to 8 November 2026.

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